It includes short period result oriented cooperative business. This type of loan can be disbursed for a maximum of one year. Installments can be paid on a monthly or quarterly basis. The principal should be paid in a single amount.
This type of loan will be provided for the operation of short-term business transactions of cooperative union/institutions specifically targeting the short-term business area of the members associated with the union/organization. The loan will be disbursed for a period of one year. Installments can be paid on a monthly or quarterly basis. The principle should be paid in a single amount.
This type of loan will be provided to the members for the purpose of mid-term related enterprises, business, trade, services etc. Loans disbursed to pay monthly or quarterly installments are covered under this head. This type of loan is given for a period of 3 months to 10 years. Installments can be paid on a monthly or quarterly basis.
This type of loan will be provided for possible/suitable projects such as small and medium enterprises, business, services, trade, etc. to develop professionalism and entrepreneurship among the members of cooperative associations/institutions. This type of loan can be disbursed from 3 months to 5 years or for the period specified by the Board of Directors of the bank from time to time. Installments can be paid on a monthly or quarterly basis.
Such loans are invested in long-term projects and construction of physical infrastructure in large industries, markets, services, and productive sectors for the overall development of the cooperative sector of the nation. Such loans will be provided in agriculture, domestic, industry, small hydropower-service-oriented long-term businesses, projects, market infrastructure, production, storage, processing centers, refinement center, wholesale market and projects etc. This type of loan is disbursed to long-term projects for a period of 3 months to 15 years or for a period as specified by the Board of Directors from time to time. Payment of loan installments (principal and interest) will have to be paid monthly or quarterly.
This loan is provided to cooperatives that invest in tea, coffee, dairy, animal husbandry, fisheries, sugarcane farming, beekeeping and other production, processing, storage, and marketing. Depending on the nature of the project, the loan tenure will be 1 to 5 years. Installments can be paid on a monthly or quarterly basis.
